Terms of Use
These Terms of Use govern your access to and use of the Carolina Benefits Group website and its content, tools, forms, and related online services.
Acceptance of These Terms
By accessing or using this website, you agree to these Terms of Use and our Privacy Policy. If you do not agree, please do not use the website.
Educational Information Only
The information on this website is provided for general educational and informational purposes. Website content is not intended to be individualized legal, tax, accounting, or investment advice and should not be relied upon as a substitute for advice from an appropriate qualified professional familiar with your circumstances.
Insurance and retirement-related strategies may involve eligibility requirements, costs, limitations, surrender charges, tax considerations, carrier rules, and other factors. Product availability, features, rates, and terms may vary by state and carrier and may change without notice.
No Offer or Guarantee
Nothing on this website constitutes an offer to enter into an insurance contract or a guarantee that any product, strategy, rate, result, or outcome will be available or appropriate for you. Any insurance guarantees are subject to the terms of the applicable contract and the claims-paying ability of the issuing insurance company.
Accuracy and Website Availability
We work to keep website information useful and current, but we do not warrant that every page, article, calculator, link, or other item will always be complete, accurate, current, uninterrupted, or error-free. We may change, update, suspend, or remove website content at any time without notice.
Calculators and Illustrations
Any calculator, projection, estimate, example, or illustration provided through the website is for educational purposes only. Results may depend on assumptions and information you enter and are not a promise of future performance, tax treatment, benefits, income, or other outcomes.
Your Use of the Website
You agree to use the website lawfully and in a manner that does not interfere with its operation or the rights of others. You may not:
- attempt to gain unauthorized access to the website, accounts, systems, or networks;
- introduce malicious code, viruses, automated attacks, or other harmful technology;
- use the website to violate applicable law or the rights of another person;
- copy, scrape, reproduce, or republish substantial website content for commercial use without permission; or
- misrepresent your identity or submit false or misleading information through a website form.
Intellectual Property
Unless otherwise stated, the website design, text, graphics, branding, logos, downloadable materials, and other original content are owned by or licensed to Carolina Benefits Group and are protected by applicable intellectual-property laws. You may view and print reasonable portions for personal, noncommercial use. Other use requires prior written permission.
Third-Party Websites and Services
The website may link to third-party websites, platforms, tools, or service providers. Those resources are provided for convenience and are governed by their own terms and policies. Carolina Benefits Group does not control and is not responsible for third-party content, availability, security, or privacy practices.
Electronic Communications
If you submit a form, request information, schedule an appointment, or otherwise provide contact information, you authorize us to respond using the contact information you provide, subject to your selections and applicable law. Marketing communications may be stopped using the opt-out instructions provided in the message or by contacting us.
Limitation of Liability
To the fullest extent permitted by applicable law, Carolina Benefits Group and its owners, employees, representatives, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of or inability to use this website. Nothing in these Terms excludes liability that cannot legally be excluded.
Indemnification
To the extent permitted by law, you agree to be responsible for losses, claims, or expenses arising from your unlawful misuse of the website or your violation of these Terms.
Privacy
Your use of the website is also subject to our Privacy Policy, which explains how information may be collected, used, and protected.
Changes to These Terms
We may revise these Terms of Use from time to time. Revised terms will be posted on this page with an updated effective date. Your continued use of the website after changes are posted means the revised terms apply to future use.
Governing Law
These Terms are governed by applicable law. Any dispute relating to the website will be handled in an appropriate court with jurisdiction, unless the parties agree to another lawful resolution process.
Contact Us
Carolina Benefits Group
106 Langtree Village Dr, Suite 301
Mooresville, NC 28117
Main Office: 704-459-1066
Toll Free: 888-817-3375
Email: [email protected]